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For those on low income the simple fact is that due to a low credit rating they are faced with prepaid meters for gas & electric where they are paying 30% more than the best price. Worst still unlike a regular monthly payment, the cost varies massively from winter to summer.With the introduction of universal credit, one single monthly payment a jam jar account was proposed so that primary bills were paid automatically by ring-fencing the money needed to pay all standing orders and direct debits      

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CA is a charity that support orphans to obtain an education & a future

Zimbabwe- Children Aloneus vel sapien

A guitar duo playing a wide range of music from latin to pop

Guitarras Nuevontesque tincidunt

To find out more about the Guitar lessons I provide at home   

Guitar Lessons

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